Michael Sudomier

Goals- To maximize my learning potential, experience exceptional personal growth and make the most of my education, skills, personality and underwriter skill set to excel in banking/credit industry. • Excellent Attention to detail and problem solving ability. • Reliable, Fun, Exciting, Problem Solver, integrity • Interpret, understand and apply changes in fast paced environment • Automated underwriting systems Fannie Mae (DU) & Freddie Mac (LP); FHA Total scorecard; HUD FHA Connection • Interpret program guidelines including Fannie Sellers guides, FHA, HUD handbook, Redwood trust Jumbo program • Effectively communicate reason behind underwriting decisions • Manual calculate housing and debt to income ratios along with ATR requirements • Experience in a paperless environment with dual monitor and laptop computer systems. • Provides High Level of customer service • Familiar with Microsoft Word, Excel, Power Point People Soft, share point, Mortrac, Lotus notes, Microsoft outlook, calyx, Mortgage Builder, Doc Velocity, Encompass • Extensive knowledge of tax returns 1040s, 1120S, 1120, 1065, Profit and loss forms Specialties: Conventional, Jumbo Mortgage, FHA DE CHUMS Underwriter with ability to multi-task and use common sense in collaboration with over 8 years of experience in the mortgage industry. Skilled in computer software and computer devices, smart phones, manual underwriting, AUS underwriter, ability to identifying risk. Excellent customer service skills.